IGN Live will return from June 7th-8th and tickets are on sale now


IGN Live was already confirmed to return this June, but now RPS’s corporate papa has put a date on it. The in-person fan event, with streams for those who can’t attend, will return on June 7th-8th in LA, and tickets are on sale now.

Continue reading “IGN Live will return from June 7th-8th and tickets are on sale now”

View and manage git tags


Are you tired of switching between your IDE and command-line tools to manage Git tags? We’ve got the perfect solution for you!

With the latest update, Visual Studio empowers you to seamlessly view and manage Git tags directly within the Git Repository window. This streamlined workflow ensures you remain within the familiar environment of the IDE, enhancing your productivity and efficiency when working with Git tags.

Image of lots of tags in the branch manager in Visual Studio

Effortless navigation and action

Visual Studio now allows you to handle Git tags without ever leaving the IDE. Gone are the days of interrupting your workflow to open a separate Git tool. The integration of Git tag management within Visual Studio means you can now:

  • View all your tags effortlessly in the Git Repository window.
  • Quickly navigate to the specific commit associated with a tag and view it in the git history graph.
  • Perform a variety of actions on tags, including creating, pushing, and deleting, through an intuitive context menu that appears when you right-click on a tag.

Continuous improvement with user feedback

We are continuously improving Visual Studio based on your feedback. Your insights help us create a better, more efficient development environment, and we are excited to see how this new Git tag management feature enhances your workflow. For example, a lot of the efforts such as the ability to delete tags were suggested via feedback tickets like the ability to delete tags.

Thank you for being a part of our journey and for helping us make Visual Studio the best IDE for developers.

Nvidia RTX 5080 GPU Deep-Dive With Asus’ ROG Zephyrus G14: AI Boost for Laptop Gaming


Nvidia’s GeForce RTX 50 series GPUs have been available for well-heeled desktop gamers for a while, but they’re now reaching laptops. That’s important when laptops not only dominate the PC market but are more dependent on tricks like Nvidia’s DLSS (Deep Learning Super Sampling) AI upscaling to maintain brisk performance. They’re less prone to the price gouging common with video cards, for that matter.

ExtremeTech has delved into the GeForce RTX 5080 by testing one of the early flagship gaming laptops to use it: Asus’ 2025 edition ROG Zephyrus G14. It’s a good showcase for what Nvidia’s technology can do to upgrade your on-the-road gaming, but it also illustrates the limits of the company’s AI upscaling and stuffing a high-end GPU into a relatively small portable.

GeForce RTX 50 Laptop Productivity Performance: CPU Limits

Unlike the desktop version, the mobile GeForce RTX 5080 faces significant CPU constraints. Heat, power draw, and physical space limit processor choices, especially in a 14-inch laptop like the ROG Zephyrus G14. Asus is using an AMD Ryzen AI 9 HX 370, and it’s clearly designed for efficiency with its 12-core design (four full Zen 5 cores, eight compact Zen5c cores), a 2GHz base clock speed, and a default 28W thermal design power (TDP). When the desktop Ryzen 9950X3D has 16 full-size Zen 5 cores, a 4.3GHz base clock, and a 170W TDP, there’s no getting around it—you’re going to run into bottlenecks with an RTX 50 GPU, particularly in productivity tasks where the CPU frequently matters more.

ROG Zephyrus G14


Credit: Jon Fingas

That’s borne out by our testing. In Geekbench 6, a general productivity benchmark, the 165,483 GPU score is only slightly ahead of what we’ve seen from RTX 4080-powered laptops. Adobe Photoshop 2025 was only slightly faster in PugetBench (8,741) than laptops with the same CPU and RTX 4070 graphics. And since Nvidia’s DLSS scaling doesn’t apply here, you’re only going to see brute force gains in those 3D productivity apps that do make good use of the GPU. Our 5,267-point Blender score represented only a marginal gain over the last generation. We tried Cinebench R24, but it didn’t recognize the RTX 5080 as eligible for the GPU test.

With AI, it’s more complicated. Tests like Geekbench AI don’t see much benefit (our 7,882 quantized score was unspectacular) as they depend as much on strong CPUs and NPUs as they do graphics. There are apps with local AI that are optimized for Nvidia graphics, however, and the company notes that RTX 50 is the first mainstream GPU line to support FP4 compute and run local AI models faster while using less memory.

GeForce RTX 50 Laptop Gaming Performance: AI Works Well, With Limits

As with the desktop video cards, the mobile GeForce RTX 50 relies heavily on DLSS 4 to achieve some of the claimed performance uplifts. The technology can now insert as many as three AI-generated frames in between conventionally drawn frames, theoretically delivering much smoother game visuals with relatively little overhead.

It’s helpful in practice, if not quite the sledgehammer Nvidia’s marketing suggests. To start, you need a smooth baseline frame rate for DLSS4’s frame generation to be useful. It won’t make a sluggish game playable, and it’s more likely to introduce visual artifacts (such as vanishing objects or blur) in the process. You can see those graphical hiccups in particularly complex scenes from games like Cyberpunk 2077. Higher base frame rates reduce these problems, but then you’re less likely to need frame generation in the first place.

ROG Zephyrus G14


Credit: Jon Fingas

DLSS 4 most helps in those games that already run well but could still benefit from a boost. The team shooter Marvel Rivals already runs quickly at 80-90fps on the ROG Zephyrus G14 in typical scenarios with Ultra settings, but 2X frame generation bumps that to between 120fps and 150fps—not huge, but enough to make the most of the G14’s 120Hz OLED screen. In the Half-Life 2 RTX demo, which mods Valve’s classic with full ray tracing, the performance is extremely smooth, even when you’re lighting up headcrab zombies with gas tanks. The 4X frame generation can be overkill for some games (200-210fps in Rivals) unless you have a 240Hz or better external monitor, but it’s nice to have the option.

You’ll want to be careful about latency (the delay between action and visual output), however. Even with Nvidia’s Reflex enabled as a matter of course, the lag increases substantially (up to fourfold, according to Hardware Unboxed) the more aggressive the frame generation you use. That’s fine for casual play, and we didn’t notice egregious lag in the games we played. If you’re a competitive gamer, however, you’ll want to limit frame generation when possible.

If you’re in that situation, or are running games that don’t support DLSS 4 (over 100 do as of this writing), there’s less incentive to buy an RTX 50-equipped laptop. Games like Cyberpunk and Rivals already run well on most RTX 40 portables. Think of the RTX 5080 more as a bonus than a must-have when you’re buying a brand new computer.

The Compromises: Heat, Noise, and Battery Life

Like any other high-end GPU line, the GeForce RTX 50 series isn’t immune to the laws of physics. In our ROG Zephyrus G14 review unit, the RTX 5080 draws up to 100W through Dynamic Boost. Combine that with the Ryzen processor and you’re going to have a power-hungry system that demands lots of cooling in demanding situations. Asus has accordingly made the 5080 and 5070 Ti versions slightly thicker than those with the base 5070 (0.72in versus 0.64in) while upgrading the fans and heatsinks to respectively improve airflow and heat exhaust.

You probably won’t notice the extra thickness in practice, but there’s no doubt about it: the G14 is noisy. The fans activate often when plugged in, even with mildly demanding tasks like watching videos. And while the underside doesn’t get uncomfortably hot, you’ll feel it if you rest the machine on your legs. Asus does offer a silent mode that scales back performance, but that’s not really why you buy a gaming laptop.

ROG Zephyrus G14


Credit: Jon Fingas

It won’t surprise you to hear that battery life takes a hit with this level of power consumption. Even when handling modest tasks like web browsing, the G14 gets two hours and 15 minutes of battery life with standard settings. Play games, and that longevity drops further. You’re not buying a computer like this for endurance, but it’s unfortunate that you can’t game away from wall outlets for very long. 

As such, the RTX 50 series doesn’t shake up the laptop gaming landscape as much as you might think. While you’ll get frame rate boosts in the right circumstances, you’ll still plug in (and likely wear headphones) most of the time. The ROG Zephyrus G14 is an excellent system in its category, but that’s owed more to Asus’ great screen, robust build quality, and healthy port selection than any inherent gains from the Nvidia hardware inside.

10 Sites That Pay $75+ for Guest Posts


Are you looking for blog writing jobs?

No. I’m not talking about the prolific Craigslist ads and content-mill stuff that pays $5 to $10 per blog post.

If those are the types of writing jobs you’ve been chasing, it’s time to get some new clients. You can do better.

If you ask the Interwebs, there’s an estimated 400 million blogs online. Sure, lots of those are dead sites or personal blogs with pictures of kids, cats, and crafts. And you won’t find any blog writing jobs there. But there are blog writing jobs that pay.

Do a little digging, and you’ll find business blogs in virtually any niche designed to engage readers, drive website traffic, and promote a product or service. You’ll also find niche news-style blogs that operate similar to a newspaper or magazine.

Both of these types of blog writing jobs are money for the serious freelancer. Why? Well-run blogs publish frequently and need content. That means one blog writing assignment can easily turn into a regular assignment.

Blog Writing Jobs That Pay $75+

Looking for more blog writing jobs? Check out this list of 10 sites that pay $75 and up per assignment

1. Elite Personal Finance

If you want to write for Elite Personal Finance, there are two things you’ll need to know. First, you’ll need to know the ins and outs of finance, credit, home loans, ways to make money online, identify theft or investing. And second, you’ll need to know how to write for millennials, the site’s target audience.

  • Pays: $300 per assignment
  • Guidelines: 1,000 to 3,000 words
  • Tip: Pitch a guest post idea from the list of accepted topics, and increase your chances of acceptance with an original image or artwork

2. Freelance Mom

You don’t have to be a mom to write for Freelance Mom (dad’s can write for this site, too). But you do need to know what it’s like to balance taking care of kids, freelancing and running your own business. Your personal story and experience can help connect you with readers, but your guest post needs to be more than a this-happened-to-me story.

  • Pays: $75 to $100 per guest post
  • Guidelines: 900 to 1,500 words
  • Tip: Increase your chances of acceptance by including a 30-minute action plan with your guest post, or pitch a how-to or lessons-learned post related to freelancing

3. Knitty

Knitty is a niche blog for knitters who are passionate about knitting patterns, clothing design, new and emerging fiber materials, techniques and innovations in knitting and more. You can get paid for guest post tutorials about knitting-related topics that teach readers new skills or techniques, or earn by sharing original knitting patterns.

  • Pays: $200-300 USD per published submission
  • Guidelines: 1,000 to 2,000 words
  • Tip: Include original photos with your guest post tutorial pitch to increase your chance of acceptance. Knitty, also publishes the blog KnittySpin for people who enjoy handspun knitting

4. List Verse

Chances are pretty good you’ve been sucked into reading a curious list post about something you stumbled upon online. Right? Ever thought about writing one of those list posts yourself about something you’re curious about?

That’s exactly the kind of stuff List Verse publishes…list posts about things like:

  • Pays: $100 per list post
  • Guidelines: Pitch with a completed and original list post that includes at least 10 pieces of information
  • Tip: The more offbeat, novel, or interesting, the more likely your post will be accepted

5. Priceonomics

How much is that doggy in the window? No not just the price tag. What’s the cost of breeding, medical care, food and shelter, and advertising that determines the price of the dog? If you can think like that and find the answers, you can write for Priceonomics, a data-driven news site founded by Rohin Dhar.

  • Pays: $250 to $1,000 per assignment
  • Guidelines: Depends on assignment
  • Tip: Pitch a plan to write one of the nine story ideas on the guidelines page. Include a brief bio about yourself, and link to your most popular published credit online
Stock image of a flatlay showcasing a laptop with some decorative flowers. This is to illustrate the text overlay for blog writing jobs that pay for guest posts.

6. Refinery 29

If you can already riff on fashion trends, celebrity tattoo gossip, shopping and make-up must-haves, career moves, relationships, movie pics, and the kind of stuff girlfriends like to talk about, you already know what the Refinery 29 audience wants. Or if you don’t know all the nitty gritty right now, you at least know who to call and where to go to get the scoop and pitch a guest post idea to Refinery 29.

  • Pays: $75 and up per assignment
  • Guidelines: Based on assignment
  • Tip: Refinery 29 Editor Neha Gandhi wants guest post pitches about pop culture in South Korea, bargain shopping stories, tips and hacks, and college-campus-life trends and issues

7. Ragan.com

Do you have a tip for breaking news or a trend that needs coverage? Ragan.com is looking for contributors and is accepting pitches, op-eds and more. Send your query to Allison Carter.

  • Pays: $0.10 to $1.00 per word, depending on experience and the complexity of the project
  • Tip: Increase your chances of success by following Ragan’s guest post guidelines.

8. Parents.com

Editor Elisabeth Sherman is often on the lookout for freelance writers to take on evergreen assignments at parents.com. The site is also always looking for experienced and qualified writers with expertise in family and parenting topics.

9. High Tea Society

If you have a passion for writing and a love for all things high tea, then consider contributing to High Tea Society. Director Michelle Milton is looking for writers who will share their unique high tea experiences with a global audience and are especially interested in high tea experiences in Auckland, Wellington, New York, San Francisco, Dubai, Tokyo, Bangkok or Hong Kong.

  • Tip: Send an email to Michelle Milton with details on why you would be an ideal contributor. Please include links to your portfolio, blog, website or social media profiles

10. Make a Living Writing

What do you know about the business and craft of freelance writing? If you’ve been around the block a few times, or you’re new to freelancing, and learned a valuable lesson to grow your business, land new clients, use social media for marketing, or make more money, pitch a guest post idea to share your tip with other writers here at Make a Living Writing. It’s the reason this blog was created in the first place, to help writers move up, earn more and make a living writing.

  • Pays: $150-$230 per guest post
  • Guidelines: 1,000-plus words per guest post with actionable advice other writers can follow
  • Tip: Although currently closed to submissions, to aid your chances of your pitch being accepted study the blog and guidelines before pitching. If English is your second language, please read this before querying.

Get more blog writing jobs

If you want to land more blog writing jobs, there’s a basic process you should follow.

  • Study the blog. Read a dozen or more blog posts on the site and get familiar with the content
  • Pay attention to the headlines, lede paragraphs, writing style, and target audience. Bonus points if you can pick out key phrases. Note: Blog posts tend to have more subheads, pull quotes, bulleted lists, and graphic elements than traditional news writing
  • Generate blog post ideas. Come up with a fresh idea for a guest post. Write a working headline and brief summary. Craft the headline with a key phrase that gets search traffic
  • Pitch the editor. Write a letter of introduction or query letter and pitch your guest post ideas to the editor. Yes, directly to the editor, not the generic editor@ black-hole-email address
  • Tip: Many blogs don’t publish submission guidelines, but that doesn’t mean they don’t hire freelancers to write blog posts. Find a blog in your niche that looks like a potential client, and pitch the editor

Blog writing jobs can be a great way to boost your income, because effective blogs publish at least once a week or more. Want to make a living writing? Go get a new blog writing client.

Learn how to earn more from your writing, ad banner for freelancewritersden.com

Evan Jensen is a freelance writer and editor. When he’s not on a writing deadline, or catching up on emails, he’s training to run another 100-mile ultramarathon.

This is an updated version of a story that was previously published. We update our posts as often as possible to ensure they’re useful for our readers.

This Insignia 4K TV has great picture quality, and it’s under $200



You don’t have to spend thousands of dollars to get a new TV, especially if you’re only looking to replace a secondary set. Or maybe you’re buying a gift and need a cheap TV recommendation? Whatever the case may be, we’re pleased to announce that the Insignia 50-inch F30 Series 4K LED is on sale today:

Right now, when you purchase this TV at Amazon or Best Buy, you’ll only pay $190. The full MSRP on this model is $350, which means you’ll be saving $110.

Why you should buy the Insignia F30 Series

As we mentioned, the Insignia F30 Series is a budget-friendly TV that we hesitate to call “entry-level,” but only because the picture quality is better than most other starter TVs. The F30 has a relatively thin chassis and profile and is light enough to wall-mount totally on your own (unless you’d prefer a second set of eyes and hands). Direct LED lighting delivers a bright and colorful picture that holds up well in rooms with a decent amount of ambient lighting.

The F30 Series is capped at 60Hz for its native refresh rate, so we wouldn’t expect top-shelf motion clarity when watching sports or playing video games. This is also one of the only TVs on the market in 2025 that still has composite and component RCA-style ports, allowing you to hook up older devices like DVD and VHS players.

The Insignia F30 can also connect to Wi-Fi for access to apps, casting, and Alexa voice commands via the TV’s built-in Fire TV OS. It’s hard to say how long this discount will stick around, but this is definitely one of the best 50-inch TV promos we’ve seen in a minute.

Save $110 when you purchase the Insignia 50-inch F30 Series 4K LED today, and take a few minutes to look through our roundups of the best TV deals, the best Amazon deals and the top Best Buy deals of the week, too!






RuneScape’s open world survival game adds a new twist to chopping down trees and smashing up rocks: magic


If you’re a RuneScape lifer who’s ever thought that it might be nice to have some RuneScape in a game that isn’t RuneScape, then Jagex has, maybe, just the thing. RuneScape: Dragonwilds is an open world survival crafting game for 1-4 players that’s set to launch into early access this spring.

This isn’t actually the first we’ve ever heard of Dragonwilds. Jagex revealed it was developing an open world survival game in October 2024, when it put out a call for alpha testers. But now we have a proper title, and a better idea of what it’s all about: It seems that a group of dragons, led by a “Dragon Queen,” is causing trouble on the continent of Ashenfall, and so a team of heavy-hitters was dispatched to clean house.

The Chaos Theory of the DCF Universe


Summary

  • Unleash chaos across three worlds as part of a greater cosmic storm.
  • Discover the hidden connections between three DCF games as you challenge fate itself.
  • Fight for blood, blaze through a crime-fueled bullet hell, and defend an alien kingdom.

At first glance, Bunny Battle Nemesis, Tony and Clyde, and Cruz Brothers may seem like three wildly different games. A futuristic war waged by alien rabbits, a crime-fueled bullet hell, and a brutal fight circuit where warriors fight for blood. But in the DCF Universe, nothing happens in isolation. The smallest spark can send shockwaves across worlds. A trickster god’s prank, a heist gone wrong, and a fighter chasing glory in the Pride Fists tournament. It twists fate in ways no one could predict. And now, in the Triple Trouble Bundle, you are at the center of this storm.

TTB hero shot

And this storm is not just about stabs, slashes, jabs, blasts, and empty clips. Broken noses, flying teeth, and shattered ribs. It is about more than just blood splats, shotgun blasts, and smashed bottles. High-speed chases, bank heists, and last-second dodges. And it’s much more than the smell of gunpowder burned in the morning mixed with sweat, blood, and tears.

TTB screenshot

The DCF Universe goes beyond all the violence and the endless struggle for survival. It is about proving one’s worth in the eyes of the Allfather, Orochi. As the creator of existence, Orochi established that only those warriors who embody honor, courage, and perseverance may enter his realm and cross the gates of Valhalla. But this is not just a myth buried in this cosmic lore. It is something players can unravel firsthand in Cruz Brothers, the first game released from the DCF Universe. Through the in-game collectible DCFU Cards, players unlock fragments of the universe’s secrets, revealing how Orochi and the Creator Gods gave birth to existence and, eventually, to the homo sapiens.

TTB screenshot

Creator Gods? Sounds a bit over the top, right? But don’t worry, you will be seeing them all over this bundle. They have been heating things up since Cruz Brothers and now they are causing even more trouble in Bunny Battle Nemesis.

Legends say that one morning, Loki Orochison woke up and thought, “What a laugh we’d have if I freed one of my sister’s Maidens and sent her off to cause some chaos? Too right, mate?” But let’s just say, the Leporidae are not laughing.

TTB screenshot

And that Maiden was Amanda. Once a prisoner among the Maidens, now, she has invaded the Leporidae Kingdom. Not to thank Loki for his trickery, but to take revenge on the one who bound her in chains, the Goddess of Death, Hell Ella, by striking at her beloved children, the Leporidae, on their own planet.

Now, the Leporidae warriors are fighting for their survival, standing against Amanda and her Mamba Rangers who threaten their home planet. And you, as the player, will be their guiding hand on the battlefield of Bunny Battle Nemesis.

TTB screenshot

You can also fight back by stepping into the shoes of Valentina, another of Hell Ella’s Maidens. But unlike Amanda, she has not gone rogue. In fact, she is deeply grateful to Hell Ella for saving her from a cruel fate, one that played out far from the Leporidae Kingdom, in a world of outlaws, chaos, and relentless gunfights in Tony and Clyde.

TTB screenshot

You see, in the DCF Universe, nothing happens in isolation. The Triple Trouble Bundle isn’t just a collection of games, it is three different perspectives on a storm of chaos. A fighter proving their worth in the Pride Fists tournament, outlaws carving their own path in a crime-fueled bullet hell, and an alien kingdom resisting a war sparked by a trickster god. Each battle is a challenge against fate itself.

Are you ready to face the storm?

The DCF Universe Triple Trouble Bundle is available now on Xbox.

DCF Universe Triple Trouble Bundle

DCF Studios



3



$19.99


One purchase. Three explosive experiences. Are you ready for trouble? Step into the DCF Universe, where chaos reigns, battles never end, and every fight is part of something bigger. Take on intergalactic war in Bunny Battle Nemesis, unleash pure outlaw mayhem in Tony and Clyde, and rise as a legend in the brutal arenas of Cruz Brothers. Three games, one connected universe filled with action, attitude, and unstoppable madness. Suit up, lock and load, and let the trouble begin!

c++ – MSVC’s debugger continuously halts execution for SEH


I have a function IsPtrReadable which uses SEH to check for invalid pointers.

bool DXHR::IsPtrReadable(void* pointer) {

    __try {

        volatile char test = *(char*)pointer;

        return true;

    }
    __except (GetExceptionCode() == EXCEPTION_ACCESS_VIOLATION ? EXCEPTION_EXECUTE_HANDLER : EXCEPTION_CONTINUE_SEARCH) {

        return false;

    }

}

I’m expecting IsPtrReadable to come across nullptr and invalid pointers eventually. Which is why I have it inside of an SEH block. The issue is that when debugging my application MSVC will halt execution every time this occurs. Which is a nuisance because I’m not interested in when it happens within this specific function. But I’d like it to still halt and show me the line an access violation occurs on outside of this function.

How can I achieve this?

Strategic Shifts: The Dynamic Role of Emerging Technology in Tax Teams, Processes, and Operational Paradigms


This white paper examines the challenges tax teams face when integrating emerging technologies, including data fragmentation, legacy system constraints, and resistance to change. It also highlights how a strategic approach to technology implementation can transform tax operations from compliance-focused to value-adding business partners.

In “The Dynamic Role of Emerging Technology in Tax Teams,” you’ll discover:

  • How emerging technologies like AI, RPA, and advanced analytics are reshaping tax functions and creating competitive advantages
  • Critical implementation barriers facing tax departments and proven strategies to overcome them
  • A framework for technology assessment, selection, and integration that aligns with tax department maturity levels
  • Case studies demonstrating successful technology transformations in corporate tax environments

Download the white paper to explore how tax teams can leverage emerging technologies to enhance accuracy, improve efficiency, and deliver strategic business insights.

Does Your Car Insurance Actually Cover Business Use?


Business-Use
Image by freepik

If you’re one of the thousands of Floridians making a living through gig work or freelance jobs, your car probably plays a big part in your business. You might be delivering groceries in Tampa, driving clients around Miami, or heading to an install in Fort Lauderdale. It’s your work vehicle—even if it’s registered as personal use.

But here’s the catch: your auto insurance may not cover a single mile of it.

The Risk Freelancers Don’t See Coming

Florida’s freelance economy is growing fast. More people than ever are using their personal cars to work—not just rideshare or delivery drivers, but realtors, mobile hairstylists, tech repair workers, photographers, notaries, and more. It’s flexible, convenient, and a great way to earn—until something goes wrong on the road.

Most personal auto insurance policies in Florida exclude coverage for “business use.” So if you’re in a crash while on a delivery run or heading to a client meeting, your insurer might reject the claim. That means no payout for damage to your car, no help with your injuries, and no legal protection if the other driver sues you.

We’ve seen it happen. A self-employed landscaper from Sarasota hit another vehicle while transporting tools to a job. His insurer denied coverage because his trip was considered business-related. He was stuck paying out of pocket—not just for repairs, but also for the other driver’s injuries.

What Counts as “Business Use”?

Insurance companies define “business use” as any activity where you’re using your car to make money or perform a service. That includes:

  • Delivering food, packages, or goods
  • Driving passengers through rideshare apps
  • Traveling to client meetings or job sites
  • Transporting tools or equipment for freelance work

Even if it’s part-time or occasional, insurers might still classify it as commercial activity. That’s why simply having a personal auto policy often isn’t enough.

Florida’s No-Fault System Has Limits

Yes, Florida is a no-fault state. That means your own insurance—specifically your Personal Injury Protection (PIP)—covers up to $10,000 in medical expenses and lost income after a crash, no matter who caused it. But there’s a catch: if you were using your vehicle for business purposes and your policy excludes that use, PIP might not apply at all. That leaves you uncovered for your own injuries.

But that’s just part of the picture. Most Florida drivers also carry Property Damage Liability (PDL) and Bodily Injury Liability (BIL) coverage to protect others in case they cause an accident. These cover the other person’s car repair, medical costs, or even legal claims if you’re found at fault.

Here’s the problem: if the crash happens while you’re working—and your insurer finds out you were using your personal vehicle for business—they may refuse to honor those liability coverages too.

That means:

  • You could be personally on the hook for someone else’s medical bills.
  • You might have to pay out of pocket for their vehicle repairs.
  • If they sue you, you could face legal and financial consequences without insurance defense.

This isn’t just theory—it happens. A freelance handyman from West Palm Beach was driving to a job site when he rear-ended another car. His insurer denied both his PIP and liability claim after finding out he was using the vehicle for work. He ended up facing a personal lawsuit for damages.

What About Uber, Lyft, and Delivery Apps?

Rideshare and delivery apps do offer limited insurance—but it’s full of gaps.

For example, Uber and Lyft provide some coverage when you’re driving a passenger, but much less (or none) while you’re waiting for a ride request. DoorDash and Instacart don’t cover you during every part of a trip.

If you’re in an accident while in one of those gray areas, your personal insurer may deny the claim—and the company’s policy may not step in.

That’s why Florida requires rideshare drivers to carry additional coverage:

  1. When logged in but without a passenger: $50,000 per person / $100,000 per accident in bodily injury
  2. When transporting a passenger: $1 million in liability coverage

Still, this doesn’t always happen automatically. If you’re driving without meeting these requirements, you could be held personally responsible for any damage or injuries.

If You’ve Been in a Crash While Working

Don’t let the insurance company control what happens next. Even if you carry commercial coverage, business-use accidents often lead to denied claims, delayed payouts, or disputes over what’s actually covered. These cases are rarely straightforward.

That’s where experience matters. Car accident attorneys in West Palm Beach regularly handle claims involving freelancers, gig workers, and small business owners who rely on their vehicles for income. Whether the crash happened during a delivery, on the way to a client, or while driving for an app, legal support can help you challenge the insurance company and fight for the compensation you deserve.

If unfortunately, you’re involved in a crash while working, always call the police to file an official report—and call a lawyer before speaking to the insurance company. It could make all the difference in how your case is handled.

How to Protect Yourself and Your Income

The good news? You can do something about it—before an accident happens.

Insurers aren’t likely to offer better coverage unless you ask. And once you’re already in a crash, it’s too late to fix the policy. Whether you freelance full-time or just use your car for a few deliveries each week, you need the right coverage in place now.

Start with these steps:

1. Review your Insurance Policy

Look closely for any language excluding “business use” or “commercial activity.” If it’s not crystal clear, don’t guess—call and confirm.

2. Be Honest with your Insurance Agent

If you’re using your vehicle to make money, say so. It might raise your premium slightly—but that’s a lot cheaper than paying for repairs and legal fees yourself.

3. Consider Commercial Auto Insurance

For many freelancers, especially those whose car is essential for income, this is the most reliable option. It usually includes higher liability limits and coverage that actually applies while you’re on the job.

4. Driving for an App? Ask about Gap or Rideshare Coverage

Some insurers in Florida now offer policies that specifically cover the “gray areas” between app activities—when you’re logged in, waiting for a ping, or driving to pick someone up.

5. Log your Business Miles

Keep records of when, how far, and for what purpose you’re driving. Not only does this help clarify your insurance needs, but it can also help at tax time or in the event of a claim dispute.

These steps won’t just protect your car—they’ll protect your income and your financial future.

Your Car Is Part of Your Business. Protect It Like One

You work hard to build your income, your independence, your name. Don’t let one unexpected accident take that away. Make sure your car insurance actually protects the work you do behind the wheel.

And if it doesn’t, give us a call. We’re here to help you fight back when insurers try to walk away.